The examiner shall be responsible for the completeness and compliance of the loan application materials, and the review points include whether the application materials are complete and the information is reasonable and consistent; Whether the borrower's credit status is good and whether the repayment source is sufficient and reliable; Whether the borrower belongs to the credit relationship of the loan bank; Whether the purpose of the loan complies with national laws, regulations and relevant policies; Whether the loan amount, interest rate, term and repayment method comply with relevant regulations.