First, support a variety of loan methods
The system supports a variety of loan types, such as matching principal and interest, average capital, repayment with loan, one-time repayment of principal and interest, etc., and can be flexibly configured according to actual needs.
Second, the loan product customization
The system supports users to define new product types, product rules and expense standards.
Third, flexible operation management.
Front-end display content, agreement content, SMS reminder, etc. It can be set flexibly and operated quickly and conveniently.
Fourth, a sound loan procedure.
The system realizes the informationization of the whole process of loan application, loan investigation, loan audit, contract signing, loan change, post-loan tracking and collection management, which is conducive to the standardization of business processes of microfinance companies.
Verb (abbreviation of verb) scientific risk control
Risk assessment of loan users, effective combination of online and offline risk control management, and multiple monitoring from loan qualification, loan amount, material review and project review.
VI. Multidimensional Statistical Analysis
The system makes statistical analysis from the dimensions of users, projects, funds and behaviors to help the platform adjust its operation strategy in time.