Looking at products mainly depends on the degree of interest.
The main products of Zhongyuan Finance include elite loans, provident fund loans, Leju loans and bank business loans.
Among these four products, elite loans are designed for office workers, with a daily interest rate of 0.02%, and you can earn interest even if you borrow money for many days.
Provident fund loans require 12 months of provident fund deposit to apply for loans. Leju loan is a loan specially designed for homeowners, with a high repayment amount in installments. UnionPay Business-Qianhua is a loan designed for credit card users with a monthly interest rate of 0.75%.
Whether the interest rate is high or low can be compared with the daily interest rate of 0.03% borrowed by ants and 0.04% borrowed by micro-loans. The interest rate of Zhongyuan Finance's products is still low.
Therefore, Zhongyuan Finance not only relies on big trees, but also has relatively low interest rates.
Central Plains financial consumption is a new financial category in recent years, but there are not many companies holding consumer finance licenses, so many people first consider the reliability of this company when investing, only from the company background and other angles of the company's products.
Although Zhongyuan Finance has not been established for a long time, its shareholders are Zhongyuan Bank and China Minsheng Investment, and there are big trees behind it.
Looking at products mainly depends on the degree of interest.
The main products of Zhongyuan Finance include elite loans, provident fund loans, Leju loans and bank business loans.
Among these four products, elite loans are designed for office workers, with a daily interest rate of 0.02%, and you can earn interest even if you borrow money for many days.
Provident fund loans require 12 months of provident fund deposit to apply for loans. Leju loan is a loan specially designed for homeowners, with a high repayment amount in installments. UnionPay Business-Qianhua is a loan designed for credit card users with a monthly interest rate of 0.75%.
Whether the interest rate is high or low can be compared with the daily interest rate of 0.03% borrowed by ants and 0.04% borrowed by micro-loans. The interest rate of Zhongyuan Finance's products is still low.
Therefore, Zhongyuan Finance not only relies on big trees, but also has relatively low interest rates.