Legal analysis: 1, loan consultation, it is best to directly consult the provident fund management center applying for loans to see whether it is allowed to apply for provident fund loans in different places, if so, what conditions are needed, what materials need to be prepared, and so on. The policies of provident fund are different in different regions, so it is recommended to consult directly at the provident fund center. 2. Loan application After confirming that the local provident fund management center can handle the provident fund loan in different places, you can start preparing to submit the loan application in different places to the management center that pays the provident fund. The staff will confirm the application, and after confirmation, the staff will issue the Certificate of Payment and Use of Housing Provident Fund for the employees with loans from different places. 3. When submitting information and applying for a loan at the local provident fund management center, you need to prepare information such as ID card, purchase contract and proof of deposit and use of housing provident fund for foreign loan employees. Staff will review the information to confirm its authenticity and completeness. 4. After handling the loan accumulation fund and reviewing the materials, wait patiently for the accumulation fund to lend money.

Legal basis: Regulations on the Management of Housing Provident Fund Article 2 These Regulations are applicable to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing accumulation fund paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.