The specific loan situation is different, and the specific bank arrangements will be different. You can directly ask the bank staff about the schedule of telephone call back after handling the loan business. Under normal circumstances, you will call in two or three days. In addition, bank staff will call during working hours. General working hours are 9: 00 am-12 and 2: 00 pm-17 on weekdays. Pay attention to keep your mobile phone open.

2. What is the telephone content of the loan return visit?

The return visit of the loan is mainly to reconfirm some of your personal information and ask some questions. These questions are very casual. The following is for reference only.

(1) The bank will ask you about your position and level in the company and the specific work of this position. Generally, a stable job, a stable position, a high salary and great development potential will all contribute to your loan approval.

(2) The bank will also ask about your income, how much money you have, whether you have other loans, and the specific classification of your income. This honest answer, after all, is related to your repayment ability.

(3) Regarding the bank loan return visit, I will also ask you some questions on the form you filled out, and confirm some questions with you again to confirm whether it is true or not, mainly to deeply understand your credit status.

In addition, the bank will call your company to confirm some information:

(1) Confirm whether the company has you as an employee, which is an inevitable problem when the bank calls.

(2) Generally, you will be asked about your company, such as specific working years and working conditions.

Therefore, the call for loan return visit is an important part of the bank loan approval process. If the bank fails to contact you, the loan application process may be suspended due to the failure of telephone call back and the loan will fail. Therefore, after applying for a loan, you should ask whether the bank will arrange a telephone call back and the approximate time of the telephone call back. In the meantime, you must keep the phone open. At the same time, if there is a telephone call back to your company, you must explain it in advance to prevent the telephone call back from being missed.