I was misled into buying insurance in the bank before. I bought double happiness at Xinhua Life Insurance, which is inconsistent with the actual contract. Based on the trust in the bank, I didn't study the insurance contract carefully, but I was cheated because I wanted to take it out. What I did was go to the bank again to buy misleading sales from banks and insurance companies, and then go directly to the bank president to deal with it. Finally, the insurance company returned the principal and interest to me. I hope that those who have been cheated can safeguard their rights and interests. You tell me your QQ number, and I will inform you of the rules and regulations of the meeting. I hope I can help you.

2. What should I do if my ID card is cheated by a bank insider to get a loan?

Under normal circumstances, it is impossible to get a loan from someone with an ID card. The reason is that without the authorization of the ID card holder, it is impossible to prove that the ID card holder agrees to apply for a loan. If the loan is not repaid, the ID card holder will also bear the risk. It is difficult to prove that the ID card was cheated to get a loan.

At present, the audit of loan banks or other departments is very strict, and there is a problem of risk sharing.

For loans, the lender will review the legal status of the borrower, the borrower's credit status and provide guarantees. For the guarantee, the qualification, reputation and ability to perform the contract of the guarantor will be investigated. In short, there will be strict examination before lending, and it is best not to lend your ID card easily. Lending is illegal.

3. What should I do if I am cheated by the bank staff?

This kind of thing has never happened before, but with the development of society, the staff of some financial institutions in society are under great pressure on their performance. So they sometimes cheat customers. When you meet such people, you must pay attention to identification to avoid being deceived. Once you feel that you may be cheated, you must call the police in time, and the police will help us identify the risks.