From April 20 12, the annual interest rate is 20.424%, and from March 20 14, the monthly payment is 22,996.43 yuan; During this period, the total monthly payment was 5,565,438+0,965,438+04.27 yuan, and all the loans were paid off. During this period, the loan interest was paid 10 19 14.27 yuan;

1.702% is the annual interest rate:

From April 20 12, the annual interest rate is 1.702%, and in March, it is 20 19084.23 yuan; During this period, the total monthly payment was 458,026,5438 yuan +0.47 yuan, and all the loans were paid off. The total loan interest paid during this period is 802 1.47 yuan;

"The repayment amount of average capital in the first month = total loans/loan months+total loans * monthly interest rate value.

Matching principal and interest repayment method: monthly repayment amount = total loan amount * monthly interest rate value *( 1+ monthly interest rate value) /(( 1+ monthly interest rate value)-1) "

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