Hello, if you are in urgent need of money, you can consider using loans to relieve your pressure, and at the same time try your best to make money. There are many ways to apply for a loan now. You can apply for a loan from the bank by mortgage. A more convenient way is to apply for a personal credit loan. It is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security. The online lending platforms with high credibility and fast collection are (it is recommended to collect them in case of emergency):

1. Money to spend

Money Flower is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Money Flower, renamed as "Money Flower" in June 2065438+2008). The big brand is reliable and trustworthy, and the interest rate is low. It takes 5 minutes to arrive at the account at the earliest, and it is easy to borrow money. The maximum loan amount is 200,000 yuan (click on the official link to get the calculated welfare amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

Step 2 rent a shot

Brand programs help young people grow up hard, including a thousand-person auction loan fund and a youth program. The loan service of the auction loan platform includes universal loans and other loans for individual users, with the maximum loan amount of 1.8 million (click the official link to receive the welfare calculation amount), and the lending process has been highly automated; The cumulative registered users of the auction loan exceeded 654.38+0.2 billion. It is a loan matching service platform selected by many domestic users.

3. Comfortable flowers

Easy-to-consume users can withdraw cash, spend in installments and at an annualized interest rate of 7.2% (simple interest), and implement risk pricing within the scope of laws and regulations. According to the user's credit situation, provide a loan amount of 500,000-200,000 yuan (click the official link to receive the welfare calculation amount), and use the credit for one cycle, and the fastest loan is 1 minute.

Step 4 pay it back

Huanbai APP is a staged service platform based on daily consumption scenarios. 2065438+officially entered the market in February 2006, with a maximum credit line of 200,000 yuan (click the official link to receive the welfare calculation line), providing young people with various services such as bill installment, credit installment, cash installment and installment mall. Users can enjoy more flexible, convenient and efficient installment life service in shopping, consumption, repayment and other scenarios. Up to now, the APP has more than 65 million registered users, providing reasonable credit services for more than100000 users, and helping "upward youth" achieve their small goals in life.

5. China Post Wallet

China Post Wallet Loan is a loan business of China Post Consumer Finance Co., Ltd., which belongs to formal financial behavior. The maximum revolving loan amount is 200,000 yuan (click the official link to receive the welfare calculation amount), with daily interest, without interest, and approved by the Bank of China Insurance Regulatory Commission; A national financial institution initiated by seven enterprises, including China Postal Savings Bank, to provide consumer financial services for individual residents.

Tips: The above information is for reference only, and no loan suggestions are made. In the process of online lending, we must pay attention to preventing risks. In order to ensure the safety of funds and prevent routine loans, we suggest that you choose a formal bank or a formal loan platform based on your own judgment after fully understanding it, and borrow reasonably according to your actual situation.

Second, can I borrow money without money?

You can borrow it.

3. Is there no money in the provident fund to borrow?

You can't get a loan without money in the provident fund. If the housing provident fund has no balance to apply for a loan, the general bank will not approve it. Among them, the conditions of the provident fund loan stipulate that it is necessary to pay the housing provident fund regularly for a certain period of time, but it is ok to pay the provident fund regularly every month, which meets the conditions of the provident fund loan.

Provident fund loan process:

1, application. The borrower shall submit a written application for housing provident fund loan to the housing provident fund management center, and truthfully fill in the housing provident fund loan application form and related materials, such as: personal identity card, borrower's marriage certificate, income certificate of the applicant and spouse, original legal purchase contract, stamp of the applicant and spouse, etc.

2. First instance. The housing provident fund management center conducts a preliminary examination of the applicant's materials, including the applicant's qualifications, loan amount, term, etc. After passing the preliminary examination, the management center issued the Notice of Collateral Review and Evaluation;

3. evaluation. After receiving the notice of mortgage review and evaluation, the applicant will take the notice to the designated evaluation institution to evaluate the value of the house to be purchased. If it is affordable housing, there is no need to evaluate it;

4. review. After the applicant gets the appraisal report issued by the appraisal institution, he will go to the provident fund management center for examination and payment with the appraisal report and preliminary examination materials. If it passes the examination, the management center will issue the Notice of Investigation on the Entrusted Loan Guaranteed by the Housing Provident Fund Management Center.

Legal basis: Article 5 of the Regulations on the Administration of Housing Provident Fund.

The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied housing by employees, and no unit or individual may use it for other purposes.

Article 26

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall, within 0/5 days from the date of accepting the application, make a decision on whether to grant or not to grant the loan, and notify the applicant; If the wax powder loan is granted, the entrusted bank shall handle the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.