You can invest in the money fund below 50,000 yuan, with capital preservation, and the income is about 3%-5%, with dividends every month. Dividends are paid in the form of fund shares. If you want to take it, you can redeem it about 3 working days in advance.

About 50,000-30,000 yuan can be invested in the bank's wealth management products, and the initial investment amount is related to the yield. Generally, 50,000 yuan is around 5.2%, 200,000 yuan is around 5.3%, and 6.5438+0 million yuan is around 5.45%.

More than 3 million yuan, you can invest in short-term trust products, such as CITIC Real Estate Fund, which has a repurchase clause and is relatively safe, about 108 days, with a yield of 6%.