Because the service hall where the provident fund handles loans, the mortgage method of the house is different from that of the entrusted bank, the specific loan period cannot be estimated. For details, please bring your ID card to the provident fund loan service hall to check the loan progress.

1, service hall working hours

Monday to Friday: 8: 30am-12: 00pm, 6: 30pm-17: 00pm.

2. Go to the service hall to apply for a loan with your ID card.

3. Only the borrower or the borrower's spouse can inquire about the loan progress.

Related content:

I. The loan term shall meet the following conditions

(1) The personal loan period of housing provident fund is extended to five years after the borrower's statutory retirement age, and the longest loan period is 30 years. Those who have reached the statutory retirement age may not apply for loans. The loan period is determined according to the loanable period of the borrower.

(2) The age of the second-hand house plus the loan period cannot exceed 40 years at the longest.

(3) Determination of loan term: Generally, it is determined by the management center according to the borrower's loan amount, repayment ability and the borrower's wishes.

(4) The guarantee period of the guarantor shall not exceed five years after the statutory retirement age.

(five) the time limit for employees to apply for personal housing provident fund loans is determined to be within one year from the delivery date agreed in the purchase contract or within one year from the date of signing the purchase contract.

Second, the loan amount

(1) The maximum loan amount shall not exceed the maximum loan amount determined by the Municipal Housing Provident Fund Management Committee.

(2) The maximum loan amount must be within the specified proportion of the value of owner-occupied housing purchased by employees.

(3) The down payment plus loan amount shall not exceed the value of the house purchased.

(4) Determination of loan amount in some cases.

If the husband and wife have paid the housing provident fund normally, both husband and wife can act as borrowers of individual housing provident fund loans and calculate the loan amount based on the value of the purchased housing.

Non-husband and wife * * * Yes, buyers and sellers must reach an agreement. Calculate the loan amount based on the share of housing property rights held by the purchaser.

Third, the provident fund inquiry

You can log in to the online service hall of Zibo Housing Provident Fund and fill in the account number for inquiry.

The above information comes from:

Zibo housing accumulation fund