The conditions for purchasing Nanfenglou house with provident fund loan include: 1. The borrower must have an account in the city where Nanfenglou is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase self-occupied housing in Nanfenglou, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged to purchase Nanfenglou loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Transaction process of second-hand house in Nanfenglou: 1. Original registration application (provided by the acceptance window); 2. The identity certificate of the applicant; 3. The original ownership certificate of Nanfenglou House; 4. The original sales contract of Nanfenglou signed online; 5. If the buyer and the seller agree to transfer the transaction settlement funds through a special account, the original certificate of custody of the transaction settlement funds of Nanfenglou shall be submitted; Original certificate of deed tax payment or tax reduction or exemption for Nanfenglou; 7. The number of people who buy houses after reconsideration is+1, subject to the name of the property owner on the house ownership certificate of Nanfenglou and the house floor plan.

The above contents are for reference only, I hope I can help you. Thank you for your support. I wish you a happy purchase!