1, the credit line of Zhongan microfinance does not necessarily mean that the loan will be successful. When a customer applies for a loan, the system will re-examine the latest credit record of the customer. If the customer's current credit does not meet the loan requirements of the platform, even if there is a credit limit, it will not lend.
2. Comprehensive qualification: the borrower fails to pass the second audit. When a number of loan platforms apply for a loan, they will give a certain amount of credit after the initial audit, but the withdrawal of the amount needs a second audit. If the comprehensive qualification of the borrower changes after the second audit, it is this credit loan.
3. The loan platform guarantees continuous loan or bankruptcy. Sometimes the loan platform itself needs to be updated and maintained, and it is impossible to repay or borrow money during the maintenance period. In addition, too many borrowers or BUG systems will lead to platform failure. Even if there is no quota, it is impossible to borrow money smoothly. The specific recovery time will definitely inform the user. You can apply for a loan after the loan returns to normal.
1. Zhongan Small Loan is a "financial technology enterprise with the characteristics of Internet insurance technology and operator resources", which is committed to providing inclusive finance services for individual users and small and micro customers.
2.2065438+In June 2009, Tianyi E-Commerce Co., Ltd., a subsidiary of China Telecom, invested 2 10/00000 yuan in Zhongan Micro-loan. Zhongan Microfinance relies on the advantages of China Telecom's massive and high-quality user scenarios. At the same time, Zhongan Microfinance relies on the scientific and technological support and risk control capabilities of Zhongan Technology, a wholly-owned subsidiary of Zhongan Insurance, with complementary advantages, forming an all-round advantage of "communication+insurance+scenario" to provide safe and convenient inclusive finance services for more individual users and small and micro customers. On the opening day of 20 19, Zhongan Insurance released the new version of Zhongan Microfinance app for the first time in the "Yin Bao Chuangchuang" sub-forum.
3.2065438+In June 2009, with the approval of Chongqing Finance Department, China Telecom Tianyi E-Commerce Co., Ltd. officially participated in Zhongan Small Loan, ranking as the largest shareholder with Zhongan Technology. Tianyi E-commerce Co., Ltd. is the core carrier of China Telecom's Internet finance ecosystem, and has important commercial brands such as Tianyi Payment; Zhongan Technology is a wholly-owned subsidiary of Zhongan Insurance. As the first Internet insurance company in China, Zhongan Insurance is a leading financial enterprise in science and technology. Under the protection of these two major shareholders, Zhongan Small Loan has been a "financial technology enterprise featuring Internet insurance technology and operator resources" since its birth. Through more than half a year's practice, Zhongan microfinance has also explored a development path of "communication+insurance+scenario".
Operating environment: Apple 12iOS 14, Zhongan Microfinance v 1.9. 1.