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In addition to borrowing, Alipay actually has these eight loans!
As an independent third-party payment platform, Alipay has been welcomed by the public in addition to its payment function. At present, the loan products belonging to Alipay platform include flower buds and borrowing buds. But many people don't know, in fact, Alipay has 8 loan products besides flowers and loans!

1, Alipay reserve fund

Alipay reserve fund is a 7-day loan service launched by Alipay for some eligible users. Each person can enjoy interest-free repayment within the specified period if the monthly loan amount is within 500 yuan.

2. Anyihua: Anyihua is a personal credit loan product, which can be repaid immediately with the loan launched by finance. Users with sesame credit score above 620 have the opportunity to apply for loans in Anyihua, and users can apply for loans by paying attention to Anyihua's life number through Alipay.

3. Good-term loan: Good-term loan is also a loan slot in Alipay. Users can apply for loans online by paying attention to the life number of good loans through Alipay. The loan threshold requires a sesame credit score of more than 600 points, in addition to a real-name authentication mobile phone number of more than 3 months. The maximum loan amount for a good loan is 200,000. After the user applies for a term loan, the loan amount can be directly credited to Alipay account.

4. Future installment: Future installment is an interesting installment credit product, which has been cooperating with Alipay. Users can find the entrance of future installment loans through the "credit life" in the sesame credit score in Alipay, and then apply for loans online.

Easy Loan: Easy Loan is a loan product jointly launched by Mi You Finance and Alipay. Users can apply for loans online by adding services to Alipay to repay Mi You Finance. This product requires higher personal credit status of borrowers, and only users with sesame credit score above 700 have the opportunity to obtain loan funds.

6. China Postal Consumer Finance

China Post Consumer Finance is a consumer finance platform established by China Postal Savings Bank, which supports the maximum loan amount of 50,000 yuan and the longest loan period of 24 periods.

7. Online business loan: Online business loan is a credit loan product in Alipay, and its customer base is mainly merchants from Taobao or Alibaba, with a maximum loan amount of 654.38+0 million.

8. Order loan: Order loan is a loan product launched by Alipay for Taobao merchants. Only Taobao sellers who have personal stores in Taobao have the opportunity to apply for loans.

The above are several common loan products of Alipay, and friends in need can apply for them, but in the end, I tell you that you need to be cautious in borrowing and do what you can, and put an end to supporting loans with loans and making reasonable consumption.