Hello, this is no problem. It's just that real estate in different places can't be loaned locally.

The lender first goes to the appraisal company to apply for appraisal of the mortgaged property, and then applies for mortgage loan in the bank with identity certificate, household registration book, marriage certificate, house ownership certificate, land certificate (or copy), industrial and commercial license, tax registration certificate, income certificate, bank's capital flow and house appraisal report, and then goes to the housing management department for mortgage registration and waits for the bank to issue loans.

I hope it will help you, please adopt it if you are satisfied!

Second, can local real estate accounts be mortgaged locally?

Real estate mortgage can only be handled locally, and real estate license cannot be handled in different places. Information required for real estate mortgage loan:

1. The borrower's valid ID card and household registration book;

2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate;

4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year);

5. Real estate title certificate;

6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required). The loan needs to pay lawyer's witness fee, mortgage registration fee, mortgage property insurance fee, property appraisal fee, etc. It usually takes about 1 month to get a loan. Process: 1. Apply for a loan from a bank; 2. After the acceptance of the bank, evaluate the value of the mortgaged property and verify the loan amount according to the evaluation value; 3. Sign a loan contract, etc. ; 4. Apply for real estate mortgage registration; 5. Bank loans.

Third, can the real estate license handle off-site mortgage loans?

Usually, you can't. Usually the real estate license can only be mortgaged at the place of residence. Banks generally do not accept cross-regional real estate mortgage loans. The real estate mortgage business requires the real estate to be a local house.

Real estate mortgage loan process:

The borrower opens a current deposit account in the bank;

Information required for preparing loans;

Face to face bank;

Bank filing and approval;

After approval by the bank, the bank will notify the borrower of the approval result and sign a loan contract with the borrower;

Go to the Construction Committee for mortgage registration;

Construction Committee issued his right certificate;

Handle insurance, notarization and other formalities as appropriate;

The bank directly transfers the loan to the account agreed in the contract;

The borrower shall repay the loan principal and interest according to the provisions of the loan contract.

4. Can a local off-site real estate account be mortgaged locally?

Real estate mortgage can only be handled in this complex system.

Information required for real estate mortgage loan:

1. The borrower's valid ID card and household registration book;

2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce);

3. If you are married, you need to provide your spouse's valid ID card and household registration book.

4. The borrower's income certificate (local half a year);

5. Real estate title certificate;

6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required).

The loan needs to pay lawyer's witness fee, mortgage registration fee, mortgage property insurance fee, property appraisal fee, etc.

It usually takes about 1 month to get a loan.

Process:

1. Apply for a loan from the bank,

2. After acceptance by the bank, evaluate the value of the mortgaged property and approve the loan according to the evaluated value.

3. Sign a loan contract, etc. ;

4. Apply for real estate mortgage registration;

5. Bank loans