Minsheng Bank credit card can be legally cashed out, and it is called "cash advance" to propose cash withdrawal.
1. The amount of cash that can be borrowed in advance is 1/3 of the full credit line, and the total contracted amount shall not exceed your credit line. Some banks have restrictions on the amount of cash that can be borrowed in advance every day;
2. Some domestic banks are limited to 50% credit line;
3. You can get cash quickly within a limited amount without any guarantee;
4. Cash borrowed by credit card in advance has no interest-free repayment period, and interest is calculated from the day of withdrawal;
5. The cash borrowed in advance has a high interest rate, with a daily interest rate of five ten thousandths;
6. The handling fee is very high. The general handling fee is above 1%, which is charged at one time.
2. Bank of Communications borrows 2000 points in cash 10 in installments. How much is the interest?
ICBC: Local banks don't charge fees.
Everbright Bank: 2.5% of the cash withdrawal amount, with the lowest in 3 yuan and the highest in 200 yuan.
Agricultural Bank: 1% of the transaction amount, with a minimum of 1 yuan.
Jian 1%, lowest 10 yuan, highest 500 yuan.
Bank of China: Local banks don't charge fees.
China Merchants Bank: 65,438+00 yuan (city series letter)
Bank of Communications: 65438+ 0% of the transaction amount, the most accurate)
Ping An Bank: 2.5% of the transaction amount.
Minsheng Bank: We take 1 yuan.
Industrial Bank: Now, 20 yuan is loaned in advance.
China CITIC Bank: 3% of cash advance.
Shanghai Pudong Development Bank: 3% of the cash withdrawal amount
Guangfa Bank: 2.5% of the cash withdrawal amount; The lowest RMB 10 yuan.
3. Is Minsheng Bank's credit card cash loan true?
Yes Credit card cash loan is the latest loan project launched by Minsheng Bank, which mainly helps small and medium-sized enterprises to start businesses, with large loan amount and low interest.
4. Is the exclusive cash installment of Minsheng Bank reliable?
Let me answer this question. I think it is more reliable for Minsheng Bank to enjoy cash installment exclusively. Because:
First, Minsheng Bank is a legal financial institution approved by the relevant state departments.
Second, banks are supervised by the banking supervision department, and all kinds of products they put in must undergo strict risk assessment to effectively protect the legitimate rights and interests of customers.
Third, the bank's product yield is determined according to the relevant national policies and regulations, which is reasonable.
Fourth, even if the customer suffers a risk loss, the bank will compensate the customer according to the relevant national laws and regulations. Therefore, the exclusive cash installment of Minsheng Bank is reliable. Right?