How about Ping An car loan?
In fact, there are many car loan products on the market at present. I hope many friends don't know what to choose. In fact, when choosing car loan products, I believe that most people still tend to have low application threshold, high quota, low interest rate and fast lending speed. In fact, these safe car loans are basically satisfied. Let's take a look at the advantages of Ping An car loan (new car loan):
1. The threshold is low and the application materials are simple. As long as the income is stable and the credit is good, you can apply.
2. The amount is relatively high, up to 5 million, but it shall not exceed 80% of the assessed value of the vehicle.
3. Lending is fast, and it can be approved on the same day at the earliest, one working day.
4. Long-term, 12-60 months optional, up to 5 years.
5. There are various repayment methods, such as average capital, equal principal and interest, monthly interest payment, balloon loan, etc.
As for the interest rate of Ping An car loan, it is mainly related to the applicant's qualification status, loan period and other factors, subject to the approval result of Ping An Bank. But as far as I know, Ping An car loan has no advantage over other bank car loan products in terms of interest rate.
Tip:
1. Ping An car loan supports online application, and car buyers can fill in the application information online (with *). After submitting the application, the applicant can log in to Ping An Electronic Account to check the loan approval progress.
2. After one year of normal repayment of Ping An car loan, the borrower may apply for partial repayment or early settlement, and no penalty will be charged.
3. After the loan expires, the borrower can apply for a certain period of extension. But it must comply with relevant policies and regulations.
Million car purchase subsidy