The tool for Xiaoqi’s repayment is: Alipay repayment. Students can log in to the China Development Bank's college student loan student online service system, and then perform Alipay real-name authentication, bind their personal mobile phones, and determine the amount of Alipay transferred to the bank card. Afterwards, students need to recharge Alipay in a timely manner and check the repayment status in a timely manner. . Bank repayment: The borrower needs to bring all the information for student loan application. After entering the bank, go to the staff to collect and fill out the application form, and then go to the counter to complete the repayment procedures.