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Excuse me, what is China Bank's loan for personal agriculture-related industrial chain operation?
China Bank's personal loan for agriculture-related industrial chain operation can adopt mortgage (pledge) guarantee, guarantee guarantee and other methods recognized by BOC, and any of the following three guarantee methods can be used for business in advantageous areas and ordinary areas:

1. Mortgage (pledge) guarantee: the relevant mortgage (pledge) guarantee method that conforms to BOC's current personal investment and operation loan product policy.

2. professional guarantee company's guarantee: BOC's access to professional guarantee company provides irrevocable joint and several full-time liability guarantee.

3. company guarantee: the downstream agricultural products processing and sales enterprises with credit lines in BOC provide guarantee, which must be approved by the risk management and business departments of the company and occupy the credit lines of this enterprise in BOC.

in the specific business start-up, the business handling institution may, according to the advantages of the region, the practices of peers, market practices, the borrower's credit standing, repayment ability and whether the borrower's sales return funds can be monitored or not, choose other guarantee methods to supplement them.

(Answer time: March 18th, 224)

The above contents are for your reference. Please refer to the actual business regulations.

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