I. Chang 'an Bank
Changan Bank Co., Ltd. was established in 2009, approved by China Banking Regulatory Commission and headquartered in Xi City, Shaanxi Province. Five local corporate banking financial institutions, Baoji City Commercial Bank, Xianyang City Commercial Bank, Weinan City Credit Cooperative, Hanzhong City Credit Cooperative and Yulin City Credit Cooperative, were newly established and merged, and were jointly initiated by the promoters. Changan Bank is headquartered in Xi 'an with a registered capital of 3 billion yuan. The head office is located in Xi 'an, with 9 branches including Baoji Branch, Xianyang Branch, Weinan Branch, Hanzhong Branch, Yulin Branch, Ankang Branch, Yan 'an Branch, Shangluo Branch and Tongchuan Branch, and 94 overseas outlets.
Second, the loan business of Chang 'an Bank
1. The borrower is a natural person with full civil capacity, aged between 18 and 60, with a fixed address, stable professional income, good credit and the ability to repay the loan principal and interest on schedule.
2. Loan amount
The loan amount secured by the house shall not exceed 70% of the appraised value of the house; Where securities are pledged, the loan amount shall not exceed 90% of the value of securities.
3. Repayment method
If the loan term is more than one year, the monthly equal principal and interest and the monthly average fund repayment method can be adopted; If the loan term is less than one year, you can pay interest on a monthly or quarterly basis and repay the principal at maturity.
From the above, you can know the business hours of Baoji Changan Bank on National Day. During the National Day holiday, banks only handle personal business. If it wants to handle foreign-related business, it will have to wait until the end of the holiday and officially go to work on the 8 th. Users can call to ask if they can handle this business, so as not to waste time.