You can't. According to the regulations of Haoxianghua Online Loan, Haoxianghua Online Loan cannot be repaid within the statutory scope, and the consequences of overdue repayment are as follows: 1. Bear high overdue fees; 2. bear fancy collection on the platform; 3. Facing the crisis of national trust; 4. China People's Bank has a stain on its credit information; 5. The defendant went to court. Haoxianghua Loan is a very formal and reliable mobile phone loan software.