Look at your land certificate, which says transfer or transfer! If you allocate land, you must first go to the Land Bureau for land mortgage registration for 5 days (land transfer can be exempted), and then go to the house mortgage registration for 5 days. When you apply for a loan through the bank, the loan officer who handles it for you will always handle it for you. After he handles the above-mentioned mortgage process, the four major banks generally need 1 month, with an urgent schedule of 7 days, other credit cooperatives need 15 days, banks need 7 days, and credit cooperatives with acquaintances need 3 days.