As a victim in a traffic accident, the construction period was delayed due to injury when making compensation to the party who caused the accident.

When an insurance company makes a claim, the compensation standard for the victim's salary is based on the payroll for three months before the incident and the salary standard for paying personal income tax to the tax authorities.

Therefore, if the victim is self-employed, if there is no real income certificate and no formal tax payment certificate, the amount of compensation that can only be paid according to the standards stipulated by the insurance company will be much lower than the victim's expectation.

In practice, you can accept the compensation standard of the insurance company.

Second, how to open the income certificate of the joint venture between the two?

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To get a bank loan, you can ask the loan bank and fill it in directly.

It can also be a certificate issued by your own unit, which generally includes name, ID number, position, position, working years, monthly salary, unit manager, office phone number and official seal of the unit. The income certificate must be stamped with a "fresh seal", that is, the copy of the income certificate is invalid, and the seal must be the financial seal or the official seal of the unit. And it must be a round stamp.

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The format of proof of income is as follows:

profit and loss statement

To XX bank:

This is to certify that Mr XXX is an employee of our company.

The location is XXXX.

The nature of work is (formal system).

Id number: XXXXXXXXXXX

Its average monthly income is RMB (in words) XXXXXXXXX (￥ xxxxxxxx).

The annual income is RMB xxxxxxxx (￥ XXXXXXXXX).

Signature of the person filling in the form: certifying unit (official seal)

Date: XXXX, xx, xx, xx, xx.

Unit contact telephone number: XXXXXX

Company name: XXXXXXX

Office address: XXXXXXXXXXX

This unit promises that employees' income is true.

Third, how to open the income certificate?

Income proof is mainly divided into two types: income proof with unit and income proof without unit.

First of all, a unit's income certificate must contain the following three important information:

1, personal basic information. The income certificate must contain basic personal information, including but not limited to the following contents: name, age, home address, gender, ID number, position and salary.

2. Company information. The income certificate should also indicate the company information that issued the income certificate, including the company name, company contact person, signature of the person in charge, etc.

3. The corresponding commitment information. At the end of the income certificate, you must add the company that issued the income certificate's commitment to the accuracy of personal income information.

Second, there is no unit.

Income proof needs to provide information such as bank income flow and real estate.

Naturally, no unit can issue the income certificate of no occupation and free occupation clothes, but when it is really necessary to use the income certificate at some time, we can prove it through the following channels:

1, official certificate. You can provide personal tax payment certificates, especially individual operators. The tax payment certificate is an official document with legal effect.

2. Bank certificate. Provide proof of bank running water, bank deposit certificate, fund stock and other investment certificates in the past year, which can also be used as evidence of income.

3, the village committee to prove. When necessary, the village committee may be required to issue a certificate of economic status. Obviously, the validity of this certificate is open to question.

4. Other certificates. Part of the income proves that the demander (for example, when handling large credit cards) recognizes real estate such as garages, and similar certificates are also acceptable.