1. How to go to the bank to handle the mortgage change procedures for the house with loan

You can apply for

(1) The contract elements of the principal creditor's rights contract and mortgage contract are changed, including:

1. The basic conditions of the mortgagee, the debtor's name and identity certificate number are changed;

2. Change the collateral (including some changes);

3. The street and house number where the collateral is located are changed;

4. The contract elements of creditor's rights such as the type, amount, interest rate, term and use of the secured creditor's rights are changed;

5. The debtor who secured the principal creditor's rights transfers the debt, which causes the debtor to change;

6. change of guarantee scope.

(2) when there are multiple mortgages on the same real estate, the sequence of mortgages changes;

(3) If the project under construction is completed and the ownership of the house has been registered, the mortgage of the project under construction is changed to the real estate mortgage registration;

(4) the maximum amount of creditor's rights in the maximum mortgage contract and the determination period of creditor's rights are changed;

(5) transferring the creditor's rights existing before the establishment of mortgage of maximum amount into the creditor's rights secured by the maximum mortgage.

extended information (1) the written document that the guarantor agrees to provide the guarantee required for the borrower to obtain the guarantee amount.

(2) the credit certificate of the guarantor.

(3) the appraisal report of collateral issued by the appraisal department recognized by the society.

(4) Other documents and materials specified by CCB.

(5) The original and photocopy of the borrower's valid identity certificate.

(6) Proof of local permanent residence or valid residence status.

(7) The borrower shall issue the income certificate issued by the employer, the borrower's tax bill and insurance policy.

(8) Pledge rights, collateral list and ownership certificate required for the borrower to obtain the pledge and mortgage line. Written documents of the owner and the property * * * that someone agrees to pledge and mortgage.