Jingdong Finance's car loan process is like this: First, customers enter Jingdong Finance's APP to find a car loan, apply for a loan online, and then there will be customer service contact within three working days. Then, the specialized agency will evaluate the customer's qualification and the operation of the mortgaged vehicle. If there is no problem, we will apply for a mortgage loan and finally issue a loan.

It can be seen that it is not a simple matter for customers to obtain loans from Jingdong Finance, and they need to go through more loan processes. Individuals and mortgaged vehicles need to meet the requirements of the platform.

After the loan is successfully issued, the customer will repay the loan in time as agreed. Once overdue, customers will have to bear the following overdue consequences:

1. Credit information will leave a credit stain.

2. The platform will calculate the penalty interest.

3. The platform will accept it.

4. The auto loan contract will be terminated early.

5. The platform will require customers to repay in advance.

6. Mortgaged vehicles will be disposed of.

7. The amount of other credit loan products affected by Jingdong Finance.

8. You can no longer enjoy the preferential loan policy.

9. Malicious overdue will be prosecuted.

10, which is not conducive to other loan applications.