Many young people will go to other places to study in universities. After graduation, I will not want to go back to my hometown to work, but will choose to develop in a big city, where the amount of provident fund paid every month is also relatively large. Then, how do you apply for a provident fund housing loan when you go back to your hometown to buy a house? What are the precautions for provident fund housing loans? Next, Bian Xiao will take you to know more.

First, how to apply for a housing loan for provident fund in different places

1, loan consultation

First of all, housing owners need to consult the provident fund management for loans, and ask whether there are deposits and loans from different places in the local area. If possible, ask what conditions are needed, what specific materials are prepared, and so on. These must be asked in advance.

2. Loan application

Then, you need to submit an application for a loan from a different place to the management department of the provident fund deposit. The staff will confirm your application to see if the information you said is true. After confirmation, the staff will issue a certificate for you to pay and use the housing provident fund for employees with loans from different places.

Step 3 Submit information

In addition, when submitting the materials, you need to apply for the provident fund management of the loan with your ID card, house purchase contract and certificate of using the loan in different places, and submit the materials to the staff, who will review your materials to confirm their authenticity and integrity. At the same time, your provident fund deposit management will mark your off-site loans and establish a detailed account of off-site loans.

Step 4 apply for a loan

After the data is approved, the provident fund applying for a loan will go through the loan procedures for you and issue you a loan. After handling, you only need to repay on time, and the provident fund management in the city will also cooperate with the provident fund of the loan to urge you to repay.

Two, provident fund housing loans in different places.

1 for relevant policies.

It is very necessary to understand the relevant policies of provident fund loans in different places, otherwise you may encounter many obstacles and even fall into some traps because of lack of necessary knowledge.

2. Be sure to consult in advance.

It is an essential step to consult in advance when handling provident fund loans in different places. The policy of provident fund loans in different places has not been introduced for a long time, and its implementation varies from place to place. Therefore, some places may not be able to apply for off-site provident fund loans. Bian Xiao reminded everyone to consult clearly in advance.

The above is about how to apply for provident fund housing loans in different places, I hope to help everyone!