What are the loan platforms?

There are still many formal loan platforms. Here I will only introduce three of them to you.

1. Have money to spend.

Youqianhua is a credit service brand owned by Du Xiaoman. It can provide loan services to individual consumers and small and micro business owners, and is the choice of many small and micro business owners.

Users who meet both age and information requirements can try to apply for money to spend on Duxiaoman APP. When applying for a credit limit, the system will evaluate it based on your comprehensive situation and then give you a specific credit limit and corresponding interest rate. If you feel that the applied interest rate is acceptable, you can try to apply for a loan.

2. Borrow it.

Jiebei is a consumer credit loan product within Alipay. Users can directly apply for Jiebei loan through Alipay. Find Jiebei on the Alipay My page, and then follow the page prompts to try to apply for activation.

3. Micro-loan.

Weilidai is a credit product under WeBank. Currently, there are two application channels: WeChat and mobile QQ. Taking WeChat as an example, as long as we can find the words "Weilidai borrow money" on our service page, we can try to apply for activation, and the system will review it. Users who can successfully activate and obtain a quota can try to apply for a loan.

The application methods for these three platforms are relatively similar. We only need to find the product entrance in the corresponding APP, click to enter and follow the prompts to read the agreement and agree to activate, then you can try to apply for a quota and obtain the quota. Users can try to apply for a loan.

I want to get a loan. Where can I get a loan?

You can apply through our bank’s electronic banking channels. The loan application method is as follows: 1. Bank of China currently supports customers in some domestic areas to apply for loans through electronic banking. For details, please apply for loans online through personal online banking and mobile banking. Select from the drop-down menu or the China map of the online loan application function on our official website. Online loan application supports micro-enterprise loans, first-hand housing loans, second-hand housing loans, commercial student loans, foreign exchange study loans, consumer car loans, personal business loans and military/armed police housing provident fund loans. Different regions support different types of loans. The details are Please select from the drop-down menu. 2. Online loan application has two functions: loan application and application progress inquiry. You can submit your loan intention to our bank through this function. After successful submission, the relevant staff of our bank will contact you.

The above content is for your reference, please refer to actual business regulations.

What are the top ten formal lending platforms?

The top ten formal online lending platforms recognized by the state mainly include: 1. Ping An HP, 2. JD Finance, 3. Suning Finance, 4. Paipaidai, 5. Weilidai, 6. Borrow, 7. Xiaomi loan, 8. 360 IOU, 9. Have money to spend, 10. China Merchants Union Haofu Term Loan

1. Ping An Puhui< /p>

Ping An Puhui is an online lending platform owned by Ping An of China. In terms of safety, it is quite reliable. It also has many loan products, such as: i-loan, life insurance loan, excellent housing loan, car owner loan, homeowner loan, etc. Users can choose according to their own needs.

2. Jingdong Finance

Jingdong Finance belongs to the Jingdong platform. Both white bars and gold bars of Jingdong Finance can help people in need borrow money. The white bar loan limit is relatively small, and the gold bar loan limit is relatively small. high.

3. Suning Finance

Many people should be familiar with Suning Finance. Its main loan product is Suning Renzhipay. The loan amount of Wanlipay can be as high as 200,000 yuan. The main reason is that the threshold for applying for the amount is low. Adults over 18 years old and with no bad records on their credit report can apply.

4. Paipaidai

Paipaidai is also a very reliable online loan platform. It is understood that it has existed for ten years and has been listed in the United States. The loan amount can be up to 200,000 yuan.

5. Weilidai

"Weilidai" is a purely online small credit revolving consumer loan product launched by WeBank, the first domestic Internet bank, for WeChat users and mobile QQ users. .

"Weilidai" adopts an official invitation system. Invited users can see the "Weilidai" entrance in the "QQ Wallet" of mobile QQ and the "WeChat Pay" of WeChat, and can receive up to 200,000 Yuan loan limit

6. Jiebei Jiebei is a reception service of Alipay, and its safety index is relatively high.

Currently, as long as you have an Alipay Zhima credit score of over 600. The loan amount you can apply for ranges from 1,000-300,000 yuan.

7. Xiaomi Loan

It is a loan product of Xiaomi Financier. It provides installment services. The application process is a bit cumbersome, but it supports borrowing and repaying at any time. Generally speaking, it is reliable. .

8. 360 IOU

Its main features are fast lending speed, low application threshold, and daily loan interest rate as low as 0.027%, which is converted into an annual interest rate of 95%. It does not require much With a complicated application process, you can apply for a mortgage in as little as one minute, and you can borrow and repay at any time.

9. Money to spend

Baidu's loan platform can meet the various needs of different borrowers based on different loan businesses. The lending method is simple, mainly with low interest rates. Supports borrowing and returning at any time.

10. China Merchants Union Good Futures Loan

It is a lending service launched by China Merchants Union Consumer Finance. It has been among the top ten formal online loans for a long time. The formality of the platform is self-evident. , the loan amount is generally around RMB 20,000-200,000. And the amount can be used repeatedly within 3 years.