The benchmark loan interest rate is:
1, and the loan interest rate within one year is 4,35%.
2. The loan interest rate within one to five years is 4 or 75%.
3. The loan interest rate for more than five years is 4 or 90%.
The lower limit of the loan interest rate of rural credit cooperatives is 0.9 times the benchmark interest rate, and the maximum floating coefficient is 2 or 3 times the benchmark interest rate.