Risk guaranteed loan cost index

Ganlai information consultation

Baidu authentication: official account of Ganlai Technology in Inner Mongolia

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In 20 19, the project expenditure budget of the venture guarantee loan guarantee fund is 200,000 yuan;

Venture loan guarantee refers to the unemployed, social security personnel and rural surplus labor force with entrepreneurial intention. When applying for a business start-up loan from a bank, due to insufficient personal guarantee, the local government will provide credit guarantee with special funds for employment promotion to help entrepreneurs solve their financing difficulties on the premise that the bank agrees to the loan.

Application conditions

Have full capacity for civil conduct and be under 50 years of age. Has been opened, holding a business license, tax registration certificate and related business license issued by the administrative department for Industry and commerce; If it is still in preparation, it is necessary to provide relevant business certificates. Engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule. Good credit standing, law-abiding, no bad credit and debt records, no need to mortgage the application amount within a certain range, and mortgage, pledge or guarantee recognized by the bank is required for the application amount is high. Having a fixed domicile and business premises in the agency. Other conditions stipulated by the bank.