Legal analysis: If the bank has a transaction serial number and can find the detailed information of the transaction, it should take the initiative to find the bank to correct it. Otherwise, in the event of a dispute, it will be sentenced to unjust enrichment. It is suggested to contact the bank in time and sue the bank for rights protection.

Legal basis: People's Republic of China (PRC) Commercial Bank Law.

Twenty-ninth commercial banks should follow the principles of voluntary deposit, freedom of withdrawal, interest-bearing deposit and confidentiality for depositors when handling personal savings deposit business.

Commercial banks have the right to refuse any unit or individual to inquire, freeze or deduct personal savings deposits, except as otherwise provided by law.

Article 30 A commercial bank has the right to refuse any unit or individual to inquire about unit deposits, except as otherwise provided by laws and administrative regulations; Have the right to refuse any unit or individual to freeze or deduct, except as otherwise provided by law.