Apply for personal credit loan for decoration, unsecured and unsecured. However, more than half of the credit loan products in the market have higher requirements for consumers, or the threshold for asset certification is higher, or people in specific industries, VIP customers and senior management personnel of the company can apply. The details of the applicant's job nature, industry and income should be strictly investigated.
Bank staff said that before handling the renovation loan, they should prepare ID cards, household registration books, marriage certificates, income certificates, bank running water certificates and other related materials. If the decoration company is responsible for the decoration, it is necessary to bring the renovation contract signed by the owner and the decoration company;
If there is no decoration company responsible, you need to provide a receipt or invoice for the decoration materials you purchased. After the basic information is approved, consumers fill in the decoration loan application form, submit the materials and wait for approval.
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Specific to which customers can apply for decoration loans, each bank's regulations and requirements are different. Under normal circumstances, it is to handle the bank's own mortgage customers or quality customers.
The staff of CCB said that those who meet the application conditions for decoration loans should be large enterprises, institutions and civil servants, or customers who have applied for mortgages in CCB, and it is easier to apply through decoration loans;
The staff of China Bank Guangxi Branch mentioned that as long as the customers are the bank's mortgage customers, civil servants or employees of enterprises and institutions, employees of Fortune 500 companies, VIP customers or new customers, they can easily pass the examination and approval.
People's Network-Is it a bit difficult to get a loan for new house decoration? You may know too little about decoration loan information.
Baidu encyclopedia-decoration loan