The mere mention of borrowing money gives me a headache. I believe everyone has met such friends to some extent. I like to borrow money if I have nothing to do. It is easy to hurt feelings if you don't borrow it, but you are afraid you won't get it back. Those who borrow money are all pompous. They never mentioned paying back the money, so they forgot. Maybe after a while, I will borrow it from you and criticize you with moral kidnapping. This kind of villain accounts for a large proportion in life. In their eyes, the world belongs to him, and they are fools if they don't use it. Some people are kind and don't know how to refuse others. Here are three tips for rejecting others. You can achieve your goal without hurting your feelings and reduce the loss of money.

Many people are naturally lazy and their monthly salary is not extravagant enough. Seeing that you are honest and don't spend money indiscriminately, I stare at you with bad ideas all day. If I have no money to spend, I can borrow money from you and never pay it back, or it will take a long time to pay back the debt. The next time this kind of person comes to borrow money from you, it's usually when you get paid. Honest people can't help saying that they have no money, but they don't want to borrow it. Then say that I need money urgently, for example, I promised a friend to lend him money. If the other person asks who that person is, he says he doesn't know. Next time he comes to borrow money from you, keep making excuses. For example, I want to change my mobile phone and return it to someone else. After doing this for three or five times, the other party will know that you are a difficult person and naturally will not come to you.

If you are not a good excuse-maker and the other person is always following you, which is annoying, then take other measures. If you haven't got a family, you should give your parents salary and money. I can't be the host. If you have a family, say my salary should be paid to my wife. This is a good way to keep the other person from being stupid enough to borrow money from your home. But if the borrower is too familiar, such as your relatives, you need to discuss it with your family. No matter who comes to borrow money from you, they say they have no money. This trick is most suitable for people with honest character.

No matter how the other party promises, you show understanding and then ask the other party to understand you. You really can't make a decision at home. Many people spend a lot of money and never plan to live. But when you borrow money, you can do well. It always appears when you pay, or when your family income is high, which is more accurate than pinching the watch. For this kind of person, no matter what excuses you make, he will struggle. The best way is to stop nagging him and tell him that I can't touch the money now. For example, if you regularly deposit money in the bank, you have already bought wealth management. If the other person talks endlessly, you mean that I have made it very clear that money can't be moved. If you think I am a friend, don't resist me. The other party can only fail when they see your resolute attitude.