Loan 168000 yuan. I found in Shenzhen that the repayment coefficient of 5.5% annual interest rate is 69. 17, and the loan will be repaid with equal principal and interest for 20 years. The monthly payment is16.869.17 =162,20. In 20 years, you have overpaid 79,000 pounds in interest. This is a general algorithm. Different repayment methods lead to different results. I hope I can help you.
I want to buy a serviced apartment with 50% down payment and the rest mortgage. The longest term of this loan is 10 years, and the current interest rate is 1 10%. Is that so?
Purchase a 0% mortgage for serviced apartments, with a term of no more than 65,438+00 years and a loan interest rate of no less than 65,438+0 times of the same level interest rate in the same period. The specific down payment ratio, loan term and interest rate level are determined by commercial banks according to the loan style; For 45% of "commercial and residential dual-use houses", the loan term and concession provisions shall be implemented.
3. What are the pre-sale conditions of serviced apartments?
The pre-sale of serviced apartments shall meet the following conditions:
1. has been registered in accordance with the law and obtained the certificate of immovable property rights;
2. Obtain building permits and work permits;
3, in addition to paying the land price, the funds invested in development and construction have reached 25% of the total investment of the project budget, and verified by certified public accountants;
4. Real estate developers sign prepayment supervision agreements with financial institutions;
5. The land use right has not been mortgaged or released.
4. I want to buy a hotel-style apartment for commercial and residential use now, and I want the full amount. Can't I get a loan?
For commercial serviced apartments, 50% down payment is enough, and you can borrow 50%. The longest loan term is 10 year. If the property right of the house is a hotel or something, it must be paid in one lump sum. For example, Pudong Yalong International Building, the property right is the hotel, which must be paid in one lump sum.
I hope my answer can help you, please adopt it and wish you a happy life!