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Does Shanghai provident fund loan need social security card?
You don't need a social security card,

When applying for provident fund loans, the principal lender, spouse, borrower and property owner must be present and provide the following information:

Copy of the original ID card of the owner (the owner's spouse without property right certificate) (3 copies on the front and back of the ID card respectively), and the minor shall provide the original birth certificate (3 copies), the original household registration book (1 copy), the original marriage certificate (1 copy) (the single person shall provide the original single certificate of the Civil Affairs Bureau) and the private seal.