1. Bank debit cards charge an annual fee 10 yuan, and small account management fees are charged if the average daily deposit balance is not reached.

2. If the charge in the card has been deducted to 0, the banking system will continue to accumulate arrears until the customer takes the initiative to cancel the card.

If you want to continue to use this card, you must pay off the arrears before you can use it normally.

Extended data

Bank card refers to a credit payment tool issued by commercial banks (including postal financial institutions) with all or part of the functions of consumer credit, transfer settlement, cash deposit and withdrawal, etc. Bank card reduces the circulation of cash and checks, which makes the banking business break through the limitation of time and space and undergo fundamental changes. The application of bank card automatic settlement system makes the dream of "no cheque, no cash society" come true.

References:

Baidu encyclopedia-bank card