Tianjin has implemented a purchase and loan restriction policy since March 30, 2017. The qualifications for house purchase are defined as follows: Tianjin City (including Tianjin collective household registration) can own two houses in the urban area as a family unit. An individual can own a house in the urban area. There is no limit on the number of houses purchased in Binhai New Area, and the social security supplementary payment shall not exceed three months.

Since your child is qualified to buy a house in Tianjin when he has a household registration in Tianjin, and at the same time, Tianjin is a house subscriber and a loan subscriber, both the number of real estate units in Tianjin as a family unit will be assessed. For household loans nationwide, the minimum down payment for a first home loan is 30%, and the minimum down payment for a second home is 60%.