When a bank employee is on the job, if he has made an online loan in another lending institution, but the institution belongs to a formal institution, and the employee himself has not borrowed usury, the loan amount is not high, he has the repayment ability, and his credit information is good, and he repays on time every month, without malice or illegality.

In life, when money is tight, people will inevitably think of going to online lending institutions to make small loans to solve the urgent need. For employees working in banks, they are worried that they will be fired if they have loan records. In fact, as long as your loan amount is not large enough, you have repayment ability, the purpose of using this money is formal, and there is no large external guarantee, it will generally not affect you personally.

For bank staff, after they enter their jobs and formally work, they will investigate your personal credit information to find out whether your credit information record is good or not. For online loans, as long as you borrow from formal institutions, have a formal purpose of using money and have a good repayment record, these will not affect your work.

For some banks with strict requirements, employees are forbidden to borrow money online because their own credit value is better when they work in banks. Banks will also be afraid that those who have a lot of loans and can't repay them will use their official positions to do something illegal and bring losses to banks.

When the bank investigates and finds that you have an online loan, it will talk to you. You just need to explain the purpose of these loans and show that you have the ability to repay them, which is generally no problem.