According to the local rural economic development level, as well as the borrower's production and operation status, solvency, income level and credit status, the rural micro-credit line is determined according to local conditions. In principle, the amount of rural micro-credit loans can be increased to 6.5438+10,000 ~ 300,000 yuan in developed areas and 6.5438+10,000 ~ 50,000 yuan in underdeveloped areas, depending on the situation in other areas; Depending on the actual risk of the borrower, the joint guarantee loan amount can be appropriately increased on the basis of the credit loan amount. For individual farmers and small rural enterprises with large production scale, good operating efficiency, good credit record and large capital demand, the loan amount may be appropriately increased after being reported to the higher management department for the record.