Regular small loan companies are only allowed to do business locally. They should handle it in person, and they are not allowed to charge pre-loan fees or withholding interest. They will never charge fees by using bank accounts under the names of individuals (so-called legal persons, managers and financial leaders). For example, small loan companies in Beijing are only allowed to issue loans within the districts and counties where they are registered. The business beyond the geographical scope and the business based on the network platform is a scam, and it should be a company that cheats or cheats in the name of a regular company.

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