Need to quantify its own funds, collateral (to be evaluated by the evaluation company), provide balance sheets and bank deposits, which can prove the loan ability and credit evaluation. In addition, it depends on what kind of loan business you apply for.
2. What are the loan companies?
Loan companies include Renren Loan Business Consultant (Beijing) Co., Ltd., Instant Consumer Finance Co., Ltd., Gitzo Consumer Finance Co., Ltd., Beijing Jiufu Pratt & Whitney Information Technology Co., Ltd., CreditEase Cai Hui Business Consultant (Beijing) Co., Ltd., Shenzhen Baiqian Financial Services Co., Ltd., Baidu Consumer Finance, 360 Finance, Ping An Consumer Finance and other loan companies. Conditions for establishment 1. Before the establishment of a loan company, it is necessary to have articles of association that meet the requirements of the state; 2. The promoters of the loan company must pay the registered capital in one lump sum, and the registered capital shall not be less than 500,000 yuan; 3. The loan company needs to have a certain organizational management system. 4. The staff of the loan company must have talents with financial knowledge such as loans or people with relevant experience; 5. The loan company needs to have legal business premises and loan-related equipment; 6. Other conditions stipulated by the CBRC. A loan company refers to a banking non-deposit financial institution established in rural areas by domestic commercial banks or rural cooperative banks with the approval of China Banking Regulatory Commission according to relevant laws and regulations, which provides loan services for county farmers, agriculture and rural economic development. The loan company is a limited liability company fully funded by domestic commercial banks or rural cooperative banks.
3. SME credit: It is urgent to apply for SME credit business. Which lending institution in Shanghai is more trustworthy? ...
Recommend a well-known loan company in Shanghai, Yirong.com, to apply for SME credit business in Yirong.com with high success rate, professional service and safety! Online comments are also very good and trustworthy!
The advantages of SME credit service in Yirong.com are as follows:
1) Yi Rong. Professional credit services and extensive cooperative institutions are the guarantee for your successful loan application.
2) Digital process of the platform to realize convenient and quick loan application process.
3) At the same time, it can be carried out conveniently and quickly, and the loan amount is large.
~ ~ ~ ~ National loan ~ ~ No handling fee is required before lending ~ ~ ~