In fact, rent-to-purchase is a kind of car financing leasing, but it is not a car loan from finance and banks, nor a loan from a guarantee company, but another car purchase mode borrowed by leasing companies, such as Guangzhou Leke Car Rental Service Co., Ltd.

Compared with other ways of car purchase, such as bank loans, purchasing by rent has the advantages of low down payment, low threshold, simple procedures and convenient handling, and even ignores credit information and debts. The application method is also very simple. Customers only need to have two certificates and one card (ID card, driver's license and bank card) and have not been executed by the court, so they can apply for car purchase and provide information to the leasing company, which will conduct risk control audit on them. After passing, they will sign the contract and pay the upfront fees (including purchase tax, insurance, GPS, licensing, illegal deposit, performance bond, interest rate adjustment fee and service fee), and then the leasing company will buy the car.

In fact, the cost of buying a car through leasing is not low, even higher than bank loans.

However, its advantages cannot be ignored. For example, in big cities such as Guangzhou and Shenzhen in the north, it is difficult to get a car. After a series of matters such as vehicle registration, insurance and taxation are solved, the car is handed over to the customer for use, and the customer pays the rent on a monthly basis. After the lease expires, the car will be transferred to the customer.

There are also customers who are refused loans by banks due to credit problems, and the low threshold of Guangzhou Leke Car Rental Service Co., Ltd. just meets them. For small business owners who need capital turnover, it is also a good choice to rent and purchase without debt.