1, deed tax

Refers to the house you bought in the housekeeping department, which is evaluated according to the current market situation. The deed tax you pay when you buy this figure is generally 1.5%. If the house is less than 90 square meters, I can get a discount of 1% for the first time. But lower than the average guidance price of the housing management department, it is regarded as 3% of non-ordinary houses.

2. Provident fund loans

What kind of provident fund loan needs to issue an evaluation report to prove the percentage of the value assessed by a qualified evaluation agency.

As far as I know, I'm afraid your problem is that the evaluation cost is too high and too low, and they can't reach the loan fund evaluation.

So to tell the truth, the bank's evaluation report and the arrangement of the house sale agreement will give you a loan. The bank will not change the evaluation value in the housing management department, but will only refer to the evaluation report. If you have acquaintances, then you can entrust a relationship. The housing management department needs a special evaluation agency (free of charge), such as an evaluation report, to do a 500,000 entrustment relationship with an evaluation value of 400,000, and a sales agreement. And vice versa, of course, more loans at the same price.