1, borrowed by ants
Ant borrowing is aimed at Alipay users. If the sesame credit score is above 600, they can apply. The amount is between 500 yuan and 200,000 yuan. The expected annualized daily interest rate is 0.02-0.05%. The repayment period is 12 months. There is no charge for prepayment, and the loan can be completed in 3 seconds at the earliest.
2. Microfinance
Micro-loan is aimed at QQ wallet and WeChat platform users, and the amount is the same as that of ant borrowing, ranging from 5 million yuan to 200,000 yuan. The expected annualized daily interest rate is 0.05%, the repayment period is 5, 10 and 20 months, and the prepayment is free, and the loan is released within 15 minutes.
3.JD.COM gold bars
JD.COM Gold Bar is aimed at JD.COM IOUs users, with a maximum loan of 654.38+10,000 yuan and an expected annualized daily interest rate of 0.04%. The repayment period is flexible, and there is no charge for early repayment, and the loan will be released within 30 minutes.
4.baidu has money to spend.
The minimum loan amount is 1 1,000 yuan and the maximum loan amount is 300,000 yuan. You can choose 3, 6, 65, 438+02 and 24 months, and the daily interest rate is between 0.02% and 0.065%. The better the credit, the lower the interest rate, which is the best way to ensure timely repayment.
5. Xiaomi loan
The micro-loan products under Xiaomi Finance can borrow up to 200,000 yuan. As long as the Xiaomi loan mobile APP is installed and the personal information is authenticated, you can apply. Some users may not have permissions. The expected annualized daily interest rate is 0.05%, with daily interest and monthly repayment in the form of equal principal and interest.