2. Where commercial housing is used as collateral, the maximum credit line or single loan shall not exceed 60% of the net value of real estate appraisal or 50% of the present value of appraisal.
3. The amount of credit or single loan shall not exceed 50% of the transaction price of the purchased commercial house or 55% of the transaction price of the purchased commercial and residential dual-use house. At the same time, it is necessary to determine the total amount of loans in combination with local policies, repayment ability and loan purposes. Consult the local handling bank for details.