2. The transfer personnel take the buyer and the seller to the Housing Authority to sign a collection and payment agreement, and the borrower deposits the down payment and transfer fee into the loan bank.
3. After the borrower deposits the down payment and transfer fee, authorize the loan personnel to submit the borrower's loan application materials to CCB to apply for a loan and apply for a repayment withholding card.
4. CCB will submit the borrower's information to the provident fund management center after the preliminary examination.
5. After the approval of the provident fund management center, the bank informs the borrower and spouse to sign a loan contract with the seller at CCB.
6. The borrower and the seller shall go through the formalities of property right transaction (transfer) and mortgage registration with the loan information at the property right office of the district and county housing authority where the house is located.
7. After receiving the house ownership certificate issued by the Housing Authority, the loan personnel of the loan department go through the formalities at the agency of the CCB guarantee company and hand over all the loan information to the bank.
8. The bank submits all the loan information of the borrower to the loan bank, which submits it to the provident fund management center after review, and the provident fund management center issues the loan after review, and returns the information to the bank.
9. After receiving the loan receipt from the center, the bank will lend the funds to the real estate brokerage center, and the center will lend the funds to the seller's account after five working days.
10. The borrower shall repay the monthly payment on the next month's withdrawal date.