Materials to be provided for applying for national student loans

1, national student loan application;

2. Copy of my student ID card and resident ID card (minors must provide valid identification of legal guardians and written consent to apply for loans);

3. I explain the family's financial difficulties;

4. Proof of family financial difficulties issued by the relevant department where the student's family is located. The students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them.

Extended data

Student loan interest

The interest rate policy of the national student loan and the student source credit student loan is: the benchmark interest rate of the same grade in the same period announced by the People's Bank of China will not rise. The interest of students during their school days is fully subsidized by the finance. The interest actually repaid by students after graduation shall be implemented according to the interest rate of the same period of the year.

Interest rate advantage of countries and places of origin The interest rate of student loans is the same as the benchmark interest rate of RMB loans published by the People's Bank of China when granting loans. Interest-free during school, interest-free for one-time repayment after graduation, and interest for installment repayment.

Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. The loan funds are mainly used for students to pay tuition and accommodation fees during their school days. Student-origin credit student loan is an important part of national student loan.

Refer to Baidu Encyclopedia-Student Loan