This is unacceptable. You should go through the loan procedures first, and then go through the handover procedures. Specific handover procedures are as follows:

1. repossession: According to the time stipulated in the sales contract, the seller should generally deliver the house within one week after obtaining the new property right certificate.

Please note the following elements:

(1) Settlement and renaming of maintenance fund;

(2) Check whether the public facilities such as water, electricity and coal have been settled;

(3) check the ancillary equipment of the house;

(4) Understand whether the account has moved out.

2. Acceptance of the house: In addition to checking whether the house quality and ancillary equipment are in good condition as agreed in the contract, it is also necessary to go through the formalities of renaming and transferring water, electricity and coal, property management, maintenance fund, telephone and cable TV with the seller, settle the maintenance fund, water, electricity and coal and other public utility fees, and continue to entrust an intermediary agent.

Note: the most important thing in house inspection is to settle all kinds of expenses and confirm that the seller's account has moved out to ensure that it will not affect the transaction or daily life again.

3. Pay off the balance and move in: After the house inspection is completed and everything is confirmed, the balance can be settled.

Note: Finally, remember to register the new owner in the property management office, and then you can start your new life.

Hope to adopt