Bai Hua 1
The amount of ant flower buds is based on its own sesame credit score. The higher the sesame credit score, the higher the amount. As long as the sesame credit score is above 600 points, you will have the opportunity to obtain a certain amount, which can be used after opening.
2. Sorry
Some users with sesame credit score above 600 will have the opportunity to apply for opening ant loan, with the maximum amount of 300,000, the longest repayment period of 12 months and the daily interest rate of 0.04%.
3. Online commercial banks
Alipay online merchant bank still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The maximum loan amount is/kloc-0,000 yuan, the daily loan interest rate is 0.05%, and the loan term is 1 .2 months.
Extended data
1. Ant Flower Garden is a consumer credit product launched by Ant Financial. After the application is opened, you will get a consumption quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying".
2. "Borrowing" is a loan service launched by Alipay. At present, the threshold for application is more than 600 sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
3. The online merchant bank is the first commercial bank in China whose core system is based on the cloud computing architecture initiated by Ant Financial as the major shareholder. As one of the first five private banks approved by China Banking Regulatory Commission, it officially opened on June 25th, 2005.
References:
Baidu Encyclopedia: Bai Hua, Baidu Encyclopedia: Borrowing, Baidu Encyclopedia: Online Merchant Bank