It is not easy to get a loan, but it is basically difficult and takes a long time to apply.
Precautions for online lending:
1. Choose well-known banks and financial institutions. Well-known banks are guaranteed and have high credibility.
2. Don't be confused by "not interested". There is no free lunch in the world, and the same unpaid loan is risky.
3. Look at the terms of the contract. Before signing the contract, you should read everything clearly, and don't blindly agree and breach the contract.