Weizhong Bank has a registered capital of RMB 3 billion, mainly initiated by Tencent, Baiyeyuan and Liye. Among them, Tencent subscribed for 30% of the bank's total share capital and became the largest shareholder.
20 14 12 12, the China banking regulatory commission said that Shenzhen qianhai weizhong bank, a private bank owned by domestic internet giant Tencent, has been officially approved to open, becoming the first internet bank in China.
Extended data:
The main business of Weizhong Bank:
1, consumer finance
"Micro-loan" is the first loan product in China to realize the online operation of the whole process from application, approval to lending, which has the unique bright spot of inclusiveness and convenience. "Micro-loan" relies on Tencent's two social platforms-QQ and WeChat, with no guarantee, no mortgage and no application;
Customers only need their name, ID card and telephone number to get the credit line; The amount of 500 yuan ~ 200,000 yuan can meet the small consumption and business needs of the general public. "Micro-loan" is a credit cycle, which is repaid with the loan; 1 minute to reach the account designated by the customer; Provide 7*24 hours service. Using internet technology to reach a large number of users will extend extremely convenient banking services to low-and middle-income people who are difficult to cover by traditional banks.
2. Public financial management
On August 20 1515, Weizhong Bank officially launched its first independent APP product. Relying on the risk control and selected quality of Weizhong Bank's professional team, Weizhong Bank APP optimizes wealth management products that meet a variety of wealth management needs for users through joint high-quality and reliable industry partners, and supports real-time cash withdrawal to achieve efficient and convenient fund scheduling, effectively helping users to manage their finances easily. ?
After repeated testing and research, Weizhong Bank's APP products have continuously lowered the operating threshold, taking into account the time constraints and lack of knowledge that the public may encounter in financial management, in order to understand clear product descriptions and user guidance and continuously optimize the user experience. ?
3. Platform finance
Weizhong Bank and logistics platform Huitong Tianxia, online decoration platform Tuba Rabbit, used car e-commerce platform Xinyou used car and other well-known domestic Internet platforms jointly developed products.
Baidu encyclopedia-weizhong bank