The personal loan theory of Hebei Bank does not conform.
1 Not qualified.
Personal loans of Hebei Bank are mainly aimed at civil servants, regular employees of high-quality enterprises and institutions with stable provident fund deposits, customers with existing mortgages and customers with total assets under management reaching a certain level. If they don't belong to this group, they are not qualified.
2 There is a problem with credit reporting
As a bank loan, the personal loan of Hebei Bank requires very high personal credit information. If the applicant has a bad credit record, then the personal loan application of Hebei Bank will not be approved.
3 debt is too high
Debt is the embodiment of repayment ability. If the applicant's debt is high, it means that the applicant's repayment ability is not strong. In order to prevent risks, the bank will refuse the application.
Under normal circumstances, the personal loan of Hebei Bank does not meet the above reasons. If you want to apply for a personal loan from Hebei Bank, you must meet the application conditions and ensure that your personal credit is good, otherwise it will be difficult to apply for it.